Kobalt Labs

Kobalt Labs logo

Startup · Third-Party Risk Management

Kobalt Labs

Kobalt Labs is risk and compliance software for banks, credit unions and fintechs. It reads vendor documents such as SOC reports, flags gaps against policy and automates due diligence reviews. Based in New York.

What it does

Third-party due diligence review, SOC report analysis, risk assessment, compliance workflow automation

Named customers

MVB BankBangor Savings BankSmartBankRepublic Bank of ChicagoCore BankMeriwest Credit UnionInTouch Credit UnionChesapeake BankMiddlesex Federal SavingsORNL FCU

Rules covered

Customer due diligenceMarketing compliance review

Recent news

  • Bangor Savings Bank selects Kobalt Labs
  • MVB Bank adopts Kobalt Labs platform
  • SmartBank selects Kobalt Labs
  • Republic Bank of Chicago partners with Kobalt Labs

Why it matters

Kobalt Labs' customers include MVB Bank, Bangor Savings Bank, SmartBank and Republic Bank of Chicago, with several named in September and October 2026. It raised an $11m Series A in December 2025, led by First Harmonic.

Peers

CoverbaseAkitraEunice AIAuditiveIntegrityNext